As of writing this, I am 31 years old and have spent 17 years being a full time employee, business owner and part timer focused on making, saving and spending money. I’ve always had a knack for making money, usually much more than I need for basic expenses. It’s always been something that has come easily to me in part, I think, because I’m not at all intimidated to work myself to burnout for it. Now, over the years I’ve gained a bit of experience and I dare say wisdom from doing this and I don’t recommend working to that extreme. (Last time I was there I was working three jobs, seven days per week, clocking well over 100 hours each week.)
I’ve gone through many ups and downs in life financially, emotionally, spiritually, you name it. I’m a person! As far as the fiscal realm though, over the years, I’ve had many self imposed downs… That is to say, I’ve spent everything I’ve earned and saved. Taking it one step further, I’ve spent even more than that. I’ve blown it on stuff. Don’t get me wrong, I’ve spent money on things that were worth it, making incredible memories along the way that I wouldn’t trade for the world! What I’m getting at here is over the years I’ve racked up debt. Shocker, right? I was young (I still believe I am!) and ignorant and created a nice, big sum of debt.
Can anyone relate to that? Is my story wholly unique? Am I the only person who has ever done something like this? Obviously not.
What I aim for on this site is helping people avoid the pitfalls I have thrown myself in to, sound advice to improve their current financial situations and lives as a whole and chronicling my own journey as I face my own finances.